Give your credit team the platform they actually need.
TripleC gives B2B credit teams a single governed platform, from configurable customer onboarding through bureau checks and AI-assisted review to credit limit decisions, with a complete audit trail.
Australian-built · Locally supported
Privacy Act aligned
Consent-first data architecture
Tamper-evident records
SHA-256 hash chain audit log
Built for credit teams
Professional credit-management practice
Multi-tier network ready
National to branch, any depth
What your team gets
One platform. Three capabilities. Full visibility.
TripleC covers the complete trade credit lifecycle, from your customers submitting a credit account request through to a governed limit decision with a complete audit trail.
01
Credit
Your branded digital application experience
Design the onboarding form to match your requirements: choose which sections to include, add your branding. Your applicants complete a guided wizard with document upload and embedded e-signature. No more PDF attachments or email chasing.
- Configurable multi-step application wizard
- Embedded e-signature for all directors (Docusign integration in development)
- Drag-and-drop document upload with auto-save
- Embeddable on your own website
02
Confidence
Bureau checks + AI-assisted review in one workflow
Designed to run Equifax, PPSR, and ASIC checks directly from the application (subject to each provider’s agreement), with credit wallets tracking bureau spend per branch. C3 drafts review notes and flags risk changes. Your team decides.
- Equifax, PPSR and ASIC in one workflow
- Every bureau search logged with user and consent reference
- Credit wallets per branch, region, or product line
- AI-assisted review notes, human-confirmed always
03
Control
Software-enforced approvals and a tamper-evident audit trail
Your approval delegation rules are configured once and enforced automatically. Applications route to the right authority without emails. Every decision is sealed in a tamper-evident evidence pack, ready for any audit.
- Configurable approval matrix per limit tier
- Automatic routing with no missed escalations
- Tamper-evident decision evidence packs
- Multi-tier org hierarchy from national to branch
Three outcomes. One platform.
Credit.
Grow your trade credit book responsibly with configurable customer onboarding, structured account applications, and a complete view of every business you extend terms to.
Confidence.
Give your credit team full visibility before every decision: bureau data, documents, AI review notes, and payment history in one place.
Control.
Enforce your delegation policy, track bureau spend, seal decision evidence packs, and maintain a tamper-evident audit trail automatically.
How it works
Four steps to a governed credit decision
Your applicant completes a branded digital form
You design the onboarding form: choose which sections to include, which fields are mandatory, and your branding. Your applicant completes it online, uploads documents, and signs digitally with embedded e-signature. You receive a fully structured application with no PDFs or email attachments.
Automated bureau checks + AI-assisted review
Designed to let your credit team trigger Equifax, PPSR, and ASIC checks directly from the application (subject to each provider’s agreement). Credit wallets track bureau spend per branch in real time, with approval controls before a search runs. C3 drafts review notes and highlights risk changes.
Governed approval workflow
The application routes through your approval matrix automatically, from branch manager to risk manager to credit committee, based on the requested limit tier. No emails, no manual routing, no missed escalations. Every review action is timestamped and tied to the authenticated user.
Credit limit set + tamper-evident evidence pack sealed
Your credit officer sets the limit. The platform automatically assembles and seals a tamper-evident evidence pack containing every report, document, AI note, consent record, and approval action, so any later change is detectable. The audit trail is ready for internal audit or insurer review.
How TripleC is designed to work
Real-time
Visibility of bureau spend by branch
credit wallets, budgets, and approval controls
Faster
Time-to-credit for returning applicants
profiles and documents carried forward for renewals
Every
Decision sealed with an evidence pack
automatically assembled and sealed at approval
No
Missed escalations in the approval matrix
software-enforced delegation, not email-based
Security & compliance
Built for Australian businesses extending credit
Your customers trust you with their financial information. TripleC is built and hosted in Australia, with security and privacy controls designed around the Australian Privacy Principles.
Encryption at rest & in transit
Data encrypted at rest (AES-256) and in transit (TLS 1.2+). Secrets managed in isolated vaults, never in application code.
Privacy Act aligned
Consent is tracked, specific, and auditable. Bureau searches require valid consent authority before execution; nothing is assumed.
Role-based access control
Every action is checked against a Policy Decision Service. Users see only what their role permits, down to the org node level.
Tamper-evident audit log
Every sensitive action is immutably logged with user identity, timestamp, and context. SHA-256 hash chaining detects tampering.
Authenticated approvals
Credit limit approvals are tied to the authenticated user account. No anonymous or shared-credential approvals.
Australian data residency
Platform and credit data are hosted in AWS ap-southeast-2 (Sydney). Where a service provider processes data outside Australia, we identify it in our Privacy Policy.
Ready to see TripleC?
Book a demo with our team and see how the platform handles your specific network structure and credit workflow.